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Not a budget app.
Your Dream Companion.

Track less. Dream more. Achieve faster.

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Join 50,000+ Indians already achieving their dreams

Boy in blue and yellow hoodie looking out the window, symbolizing dreaming about future goals

Photo by Maki

Dream Tracker

80% to new phone

Savings Growth

+₹5,400 this month

Trusted by leading Indian organizations

Partner 1
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Partner 3
Partner 4
Partner 5

Dream Planning

Your dreams deserve a roadmap. Plan, visualize, and achieve your goals with our powerful tools designed specifically for you.

Interactive Goal Wizard

₹25,000
₹1,000 ₹5,00,000

Your Savings Plan

Calculated

Monthly Savings

₹4,167

Total Amount

₹25,000

Timeline

6 months

Goal

Phone

"Every rupee saved is a step closer to your dream. Start today!"

Dream Diary

Dream signage surrounded sequins

My Dream Journal

Document your journey to achievement

Photo by Alexander Grey

My New Phone

April 15, 2023

In Progress

I'm saving for the latest smartphone to help with my online classes and staying connected with family.

Goal Progress

80%
Phone
30%
Bike
50%
Vacation

You're just ₹2,800 away from your new phone!

Keep going! You've already saved 80% of your goal.

Smart Features

Multi-Goal Management

Track and balance multiple dreams at once

Smart Auto-Distribution

Automatically allocates your savings between goals

Smart Flex Plans

Adapts to your income changes automatically

Expense Tracking

Monitor your spending habits with ease. Smart auto-detection and insightful breakdowns to keep you on track with your dreams.

Serene landscape with green trees on hill under blue sky

Auto-Detection & Smart Tracking

Never miss a transaction. We connect to your bank, UPI, and SMS to track expenses automatically.

Photo by Kenrick Baksh

Smart Expense Features

Auto-Detection Technology

Automatically tracks transactions from your bank accounts, UPI apps, and SMS notifications with your permission.

Multi-Language Voice Input

Speak your expenses in Hindi, English, Marathi, and other regional languages. We'll record and categorize for you.

Smart Expense Categorization

Automatically sorts your spending into essential, lifestyle, entertainment, and savings categories.

Overspending Alerts

Receive timely notifications when you're approaching your category limits to keep your dreams on track.

Expense Dashboard

April 2023

₹18,250

+12% vs. March

Your monthly budget

₹20,000

Essentials 45%
Entertainment 15%
Shopping 25%
Savings 15%

Recent Transactions

Grocery Store

Today, 4:30 PM

-₹1,250

Online Shopping

Yesterday, 2:15 PM

-₹2,800

Salary Deposit

Apr 5, 9:00 AM

+₹25,000

Monthly Category Breakdown

Essentials ₹8,212
Entertainment ₹2,738
Shopping ₹4,562
Savings ₹2,738

Category Details

Groceries

45% of Essentials

₹3,695

Rent

30% of Essentials

₹2,464

Utilities

25% of Essentials

₹2,053

Weekly Progress Report

Your spending has decreased by 8% compared to last week. Great job!

Last Week

₹5,200

8%

This Week

₹4,784

Spending Alerts

Entertainment budget exceeded

You've spent 120% of your entertainment budget this month. This could impact your phone savings goal.

Shopping category nearing limit

You've used 85% of your shopping budget with 10 days remaining in the month.

Savings Opportunity Detected

We noticed you spent ₹1,500 on food delivery this month. Reducing this by 30% could help you reach your phone goal 2 weeks earlier.

Motivation & Gamification

Stay motivated with encouraging nudges, track your progress, and celebrate your milestones with rewards that make saving fun and addictive.

Do Something Great neon sign - motivational imagery for financial goals

Your Dreams Matter

Every small step counts. We're with you on every part of your journey.

Photo by Clark Tibbs

Motivational Nudges

📱

You're ₹2,800 away from your new phone!

That's just 2 weeks of smart saving. Keep going, you're so close!

86%
🎉

₹10,000 milestone unlocked!

Claim your special recharge cashback reward for this achievement!

🔥

7-Day Saving Streak!

You've saved money for 7 days in a row. Your consistency is paying off!

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Your Mova Score

750 Good

Your Mova Score reflects your overall financial wellness and saving habits.

Score Analysis

Savings Rate Excellent
Spending Discipline Good
Goal Progress Excellent
Financial Balance Average

Check Your Mova Score

Answer 3 quick questions to get your personalized Mova Score and see where you stand:

What % of monthly income do you save?
How often do you purchase luxury items?
Do you borrow money for non-essential purchases?

How Do You Compare?

Your Score

750 points

Avg. Score

620 points

You
750
Average
620

You're doing better than 82% of people in your income range!

Plans & Pricing

Affordable plans tailored for your journey to financial wellness. Start with our subsidized trial and experience the full power of mova.

Free

Get started with basic dream tracking

₹0/month

Forever free

Basic features:

  • Single goal tracking
  • Basic expense tracking
  • Weekly motivation alerts
  • Multi-goal planning
  • Dream milestone rewards
RECOMMENDED

1-Month Trial

Experience all premium features at a special subsidized rate

₹99/month

SAVE 67%

Regular: ₹299/month

Everything in Free, plus:

  • Track up to 5 goals simultaneously
  • Full expense tracking with auto-detection
  • Daily personalized motivation nudges
  • Smart expense reports & insights
  • Basic milestone rewards

Premium

Unlock your full savings potential with our complete suite

₹249/month

SAVE 17%

Regular: ₹299/month

Everything in Trial, plus:

  • Unlimited goal tracking
  • Advanced Dream Diary with AI insights
  • Premium milestone marketplace rewards
  • Smart savings recommendations
  • Priority customer support

Trusted by 50,000+ Indian dreamers

Join thousands of people who are already achieving their financial dreams with mova. Our platform is designed specifically for ambitious middle and lower-middle income Indians.

98%

Success rate in helping users achieve their savings goals

₹240Cr+

Total amount saved by our users towards their dreams

4.8/5

Average user rating across app stores

30%

Average increase in monthly savings

Bright cafe with menu board and lighting - representing financial plans and options

Photo by Michał Parzuchowski

Frequently Asked Questions

Smart Notifications

Stay informed with personalized alerts and insights that guide your financial wellness journey. Our intelligent system brings the right information at the right time.

Person solving Rubik's cube - representing smart intelligence and problem-solving

Intelligent insights

The right information at the right moment to keep you on track.

Photo by Olav Ahrens Røtne

Your Smart Notification Center

Financial Literacy Workshop Near You

Today

Free workshop on "Saving Basics" at Andheri Community Center this Saturday at 3 PM. Just 2km from your location!

Scam Alert: Beware of Fake UPI Requests

Yesterday

New scam detected: fraudsters are sending fake UPI collection requests claiming to be from banks. Never approve unknown requests.

Start a SIP for your Education Goal

2 days ago

Based on your education goal, starting a ₹2,000 monthly SIP now could help you reach your target 3 months faster.

Smart Intelligence Engine

mova curates personalized financial learning content based on your goals, spending patterns, and savings journey.

Webinars & Workshops

Get notified about upcoming financial literacy sessions based on your location and schedule.

Financial Podcasts

Listen to bite-sized audio content in your preferred language on topics relevant to your goals.

Financial Terms Simplified

Understand complex concepts with real-life examples from everyday situations in India.

Weekend Webinar

FREE

Understanding SIPs: Start investing with just ₹500 per month

Saturday, 3:00 PM Online

Get personalized investment suggestions based on your goals, risk profile, and market conditions.

Micro-Insurance Options

Affordable protection plans starting from just ₹20/month for your specific needs.

SIP Recommendations

Systematic Investment Plan options that match your timeline and budget.

Risk Trend Alerts

Stay informed about market changes that could impact your investments.

Recommended for Your Phone Goal

Low Risk
Short-term Deposit 5.75% p.a.
6 month lock-in +₹720 in 6 months

Stay protected with real-time security alerts about frauds and scams in the financial world.

UPI & Payment Scams

Instant alerts about new scam patterns targeting digital payment users.

Fraud Detection

Notifications about suspicious activities or unusual patterns in your accounts.

Safe Investment Practices

Guidance on verifying investment opportunities and avoiding Ponzi schemes.

URGENT: New KYC Scam Alert

Scammers are sending fake bank KYC update links via SMS. These links install malware that can access your banking details.

  • Never click on KYC links sent via SMS
  • Only update KYC through official bank apps
  • Report suspicious messages to 1930

Get location-specific opportunities and alerts relevant to your area in India.

Local Financial Events

Find workshops, seminars, and financial literacy camps near your location.

Community Saving Groups

Connect with local saving communities to share experiences and motivate each other.

Local Offers & Discounts

Special deals and offers from local businesses related to your saving goals.

Events Near Mumbai

Free Financial Health Check

Andheri Community Center • 2km away

This Saturday, 10AM - 2PM

SBI Financial Literacy Camp

Goregaon Branch • 5km away

Next Wednesday, 11AM - 1PM

Get notifications in your language

mova supports multiple Indian languages so you can understand financial concepts better in your preferred language.

Dream Milestone Marketplace

Celebrate your savings milestones with exclusive rewards. Our partners offer special deals to help you reach your dreams faster.

Woman in maroon sweater using laptop - planning rewards and milestones

Rewards that matter

Exclusive offers and deals crafted for your specific goals and dreams.

Photo by Windows

How It Works

1

Set your savings goal

Choose what you're saving for and how much you need to reach your dream.

2

Reach savings milestones

As you save, you'll unlock achievement milestones (25%, 50%, 75%, 100% of your goal).

3

Claim exclusive rewards

Unlock special offers from our partner brands, tailored to your savings journey.

Our Trusted Partners

Flipkart
Amazon
Myntra
Swiggy
Zomato
BookMyShow
MakeMyTrip
Paytm

Featured Rewards

Smartphone Image
HOT DEAL

Samsung Galaxy A Series

10% OFF

Special discount for mova members who complete their phone savings goal.

Valid until: 30 June 2023

Milestone required:

100% of phone goal

Laptop Image

Lenovo Student Laptops

₹5,000 OFF

Special discount on Lenovo IdeaPad series for education savers.

Valid until: 15 July 2023

Milestone required:

75% of education goal

Beach Vacation Image
EXCLUSIVE

Goa Beach Packages

15% OFF

Special discount on beach vacation packages through MakeMyTrip.

Valid until: 30 September 2023

Milestone required:

100% of vacation goal

Flight Booking Image

Domestic Flight Bookings

₹1,000 OFF

Discount on domestic flight bookings for vacation savers.

Valid until: 31 August 2023

Milestone required:

75% of vacation goal

Online Course Image
BEST DEAL

Udemy Skill Courses

50% OFF

Half price on professional skills courses for education savers.

Valid until: 31 December 2023

Milestone required:

50% of education goal

School Supplies Image

School Fee Cashback

5% CASHBACK

Get 5% cashback when paying school/college fees through our partner payment gateway.

Valid until: 31 July 2023

Milestone required:

75% of education goal

Partner With Us

Join our Dream Milestone Marketplace and connect with motivated customers who are actively saving for their dreams.

  • Access to 50,000+ financially motivated customers
  • High-intent users actively saving for specific products
  • MSME-friendly partnership options available
Couple wearing band rings - symbolizing partnership

Photo by Photos by Lanty

Financial Literacy Made Simple

Understanding money shouldn't be complicated. We break down financial concepts into everyday examples that anyone can understand.

Person learning about financial literacy

Photo by Adeolu Eletu

Why Financial Awareness Matters

Financial literacy is the key to unlocking your dreams. When you understand how money works, you can make it work for you instead of the other way around.

At Mova, we believe everyone deserves to understand financial concepts without the jargon or complexity that often surrounds money matters.

Did You Know?

Only 27% of Indian adults are financially literate, but with just a few key concepts, you can join the financially savvy minority and achieve your dreams faster.

Financial Concepts Simplified

Financial Literacy Blog

View all articles
Person reading financial news
Beginners

Why Every Indian Needs Basic Financial Knowledge

In a rapidly changing economy, understanding how money works isn't just for the wealthy. Learn why financial literacy is becoming essential for every Indian household...

Read more
City buildings representing economic growth
Saving Strategies

5 Daily Habits That Build Financial Security

Small actions add up to big results. Discover five simple daily habits that anyone can adopt to improve their financial health, regardless of income level...

Read more
Person analyzing financial documents
Goal Setting

How to Turn Financial Dreams into Reality

The gap between dreaming and achieving is planning. Learn how to transform vague financial wishes into concrete, achievable goals with specific timelines...

Read more
Free Resources

Join Our Financial Literacy Workshops

Learn essential financial skills from experts in a friendly, jargon-free environment. Our workshops are designed specifically for everyday Indians looking to take control of their financial future.

5000+

Indians empowered through our financial literacy program

Sapno ka Saathi Success Stories

Hear from real people who turned their financial dreams into reality with Mova's personalized guidance.

People achieving their financial dreams

"Financial freedom is a journey, not a destination."

We've helped over 50,000 Indians take control of their financial future

Photo by Giulia Gasperini

RK

Rahul Kumar

Delhi

"Mova helped me save for my dream bike when I thought it was impossible. The weekly nudges kept me on track, and I was able to buy my Pulsar in just 11 months!"

Saved ₹85,000 Two-wheeler
Mova Score Improvement:
PP

Priya Patel

Mumbai

"Finally took my family on our first Goa vacation thanks to Mova! The app taught me how to cut down unnecessary expenses and save consistently for 6 months."

Saved ₹45,000 Vacation
Mova Score Improvement:
SR

Suresh Reddy

Bangalore

"As a father, paying for my daughter's college fees felt impossible. Mova helped me plan and save ₹2.5 lakh in 2 years without compromising our lifestyle!"

Saved ₹2.5 Lakh Education
Mova Score Improvement:
AS

Anjali Sharma

Pune

"Before Mova, I was always stressed about money. Now I have an emergency fund and I'm saving for my wedding. The expense tracking feature is a game-changer!"

Saved ₹1.2 Lakh Wedding
Mova Score Improvement:

₹25+ Crore

Total savings enabled through our platform

50,000+

Dreams being actively funded on Mova

87%

Users achieve their financial goals with Mova

Begin your financial journey

Ready to start your own success story?

Join thousands of Indians who are turning their financial dreams into reality with just a few minutes of planning each week.

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